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Foreclosure Sale Reversals and Delay Service

Are You the Victim of Predatory Lending or Illegal Foreclosure?

Can you Lender / Servicing company produce the Original Deed?

Do you know if all the signatures on your loan documents are really yours?

At a time when misplaced mortgage paperwork, robosigning and short sales are the norm, homeowners don’t always have to feel like they’re lost in the shuffle.

Instead, homeowners have numerous tools now to use... For example, a qualified written request (QWR), demand letter, investigative process, REMIC investigation, trusts, securitization audit and others. These are just a few of the tools we use to get your loan modified, reverse the sale, stop your foreclosure, delay the eviction, and obtain a principal reduction.

“This (a QWR) is a vehicle for the borrower, consumer to initiate a complaint action,” says Brian Sullivan, a spokesman for the U.S. Department of Housing and Urban Development, “If everyone knows the exact process many homeowners will be able to save their homes, and If the homeowner has a complaint with their loan servicer, they should absolutely seek a remedy and solution, the way to do it is know the process from start to finish.

The QWR which is a precursor to many of the previously mentioned tools “puts them (the servicer) on a timetable; it requires response” Sullivan says. “This isn’t a prescriptive process that requires servicers to take a certain action. It requires them to reach a resolution.“

SERVICES OFFERED:

1. POSTPONING TRUSTEE / SHERIFF SALE (up to 40 months)

2. EVICTION DELAY (up to 8 months)

3. REVERSE THE SALE

We typically can get you back on title within 2 to 4 months and continue working on your loan modification, in some cases you can get your home back at the price that which it was sold, and it does not matter if it was taken back as REO or sold to a third party.

4. LOAN MODIFICATION (with principal reduction)

Process can take up to 1 year depending on your lender, we have processed over 3,000 files and we boast almost a perfect success rate.

5. WE WORK WITH ATTORNEYS NATIONWIDE THAT KNOW FORECLOSURE LAW. (Available in all 50 States).

SERVICES & FEES:

Note: SFF, Inc. delivers documents upon request of the client prior to billing for services of document creation, preparation and processing. In the event the trustee sale postponement is denied for any reason, the client will automatically be enrolled into the eviction delay / sale reversal request process.

Trustee / Sheriff sale delay all 50 states ($3,550.00 delay is usually for 6 months plus loan modification processing included after the sale is delayed).

Reversal of Sale ($3,850.00 2 – 4 months back on title plus loan modification processing included after the sale is reversed)

Just Need Loan Modification Help? (call for pricing)

Need Securitization or Forensic Audit? (call for pricing)

We offer money back guarantee for Sale Reversals and Sale Delays. If we are unable to get your sale reversed or delay the sale of your property, you will receive a refund*.

FAQs

How many of these has the service completed? What kind of success have you seen?

The service has completed over 600 foreclosure sale reversals since inception. In the last few months, my lead processor has had 18 files and 17 of them were reversed successfully. The one that was not reversed failed because the homeowner lied and actually committed fraud on the bank. As long as you are honest with us, there is a high probability that we can get your house back too. Also, you do not have to have possession. Seven of the 18 files were owned by third parties (non-bank owned)?

How does the service work if the property has already been sold to a third party?

If the property was sold to a 3rd party (non-bank owned), then the following steps are taken:

The foreclosing lender is contacted about the issues found with the foreclosure sale process. The request will be to have the original owner placed back on title and to regain possession of the property.
The existing owner would then be contacted to see if they have any interest in vacating the property. (Note: The bank typically would offer them payment to vacate the purchase).
If the existing owner agrees to vacate, the service moves to get the original owner back on title.
If the existing owner declines the offer, then we will seek to obtain a settlement from the bank. (Note: Settlements take into account costs incurred for the reversal service).
We typically will know within about 2 - 3 months if we are going to be successful getting the original homeowners name back on title or getting them a settlement.
If neither a sale reversal or settlement can be attained, the client will receive their money back.

* Refunds are processed once we determine that we cannot get your name back on title or a settlement cannot be negotiated. Refunds will be less bank charges, check mailing processing, and administrative costs. These costs will not exceed $250 per transaction.